Benefits

MetLife Dental PPO Plan

The MetLife Dental PPO Plan is a dental preferred provider organization (PPO). Each time you need care, you can visit any licensed dentist you choose. However, if you visit a preferred network provider, you save money since providers in the network charge negotiated rates.  After you meet your annual deductible, the plan covers a percentage of the cost of your necessary care, up to the maximum annual benefit.  You can can compare Metlife Dental PPO benefits to the other dental plan to determine if it will meet your dental needs.

Your cost for the plan depends on the coverage you select. Enrolling in the plan is limited to certain times or events during your employment.

Select benefit design features are provided below.  Additional information is available in the Dental Summary Plan Description.  MetLife may be contacted at 800.942.0854.

  Inside MetLife Network Out of MetLife Network

Choice of Dentist Limited to MetLife Network Any dentist

Deductible                          Per individual: $60*

Annual Maximum

The most coverage that the Plan will provide you in one year. 

                        Per individual: $1,500

                        Per family: Up to $3,000

Preventive Care

Two visits per calendar year

You pay 0%;

Plan pays 100%**

You pay 0%;

Plan pays 100%***

Basic Care

You pay 20%;

Plan pays 80%**

You pay 20%;

Plan pays 80%***

Major Care

You pay 50%;

Plan pays 50%**

You pay 50%;

Plan pays 50%***

Orthodontia

(Adult and Child)





You pay 50%;

Plan pays 50%**

Lifetime maximum per individual:$1,000
You pay 50%;

Plan pays 50%***

Lifetime maximum per individual:$1,000

*Deductible waived for Preventive and Orthodontia

**Payment for percentage of negotiated fees as determined by MetLife, subject to cost sharing, deductible and benefit maximums.

***Payment for percentage of reasonable and customary charges as determined by MetLife. You are responsible for 100% of any charges in excess of the reasonable and customary charge.