Enroll in the Plan

Benefits-Eligible Employees are eligible for coverage under the LTD Plan.

Subject to the mandatory coverage provisions below, you become covered under the LTD Plan as follows:

  • Within the first 31 days of your employment, you may elect coverage under the Base or the Optional LTD Plan by visiting Workday@UChicago. No statement of health is required for either coverage. Your coverage will go into effect automatically after three months of continuous service with the University.
  • EXCEPTION: If you participate in either the Contributory Retirement Plan (“CRP”) or the Retirement Income Plan for Employees (“ERIP”) before completing three months of employment, your coverage under the LTD Plan will begin on the same date as your participation effective date under CRP or ERIP.
  • If you apply for coverage under the Base or Optional LTD Plan after the 31-day window, contact Benefits. You must also complete The Prudential Insurance Company of America's Evidence of Insurability process.  Coverage is not automatic – the insurance company must approve your application for coverage. If the coverage is approved, the coverage goes into effect as of the date stated by the insurance company in its approval letter.

In both cases you must be actively working on the date coverage begins. If you  not, coverage will begin once you are actively working as determined by the insurance contract.

Mandatory Coverage

If you do not complete a form to elect coverage under the Base or Optional LTD Plan, you will automatically be covered under the Base LTD Plan as a condition of employment as of:

  • Your required participation date in CRP or ERIP.

  • The date you have completed 90 days of continuous employment if you are a Benefits-Eligible Employee who is a member of Local 743 or is otherwise classified as a confidential clerical employee.