Impact on Staff Benefits
This section details how your benefits may be impacted should you go on Short Term Disability Leave.
Medical, Dental, Group Life Insurance and/or Personal Accident Insurance
Your benefits will continue at the active employee contribution rates and you will be billed monthly for the benefits. You must inform the Benefits Office as soon as possible if you do not want to continue these benefits.
Your contribution rates will be equal to the rate you were paying prior to your disability. These rates are subject to change in accordance with changes to active employees' rates.
Flexible Spending Accounts (FSAs)
Biweekly employees: The same amount will be deducted from your short-term disability paycheck as was being deducted from your regular paycheck before the STD leave. You may continue to submit claims for expenses incurred while you are on STD leave.
Monthly employees: Contact the Benefits Office so your FSA contributions can be adjusted. Otherwise, your monthly contributions will be deducted from each biweekly short-term disability paycheck. You may continue to submit claims for expenses incurred while you are on STD leave.
- You must submit all claims by June 30 of the following calendar year.
- Contact CONEXIS online or by phone at 877-822-9091 to request a claim form.
- Along with the claim form, submit a copy of your itemized bill or an insurance form for health care expenses (submit a copy of your dependent care expenses for dependent care reimbursements).
No deduction will be made if your short-term disability paycheck is insufficient for the deduction of your entire FSA contributions. Claims incurred during this period of no deductions would not be eligible for reimbursement under the Health Care FSA but would be eligible under the Dependent Care FSA.
Qualified Transportation Program
Contact the Benefits Office as soon as possible so your QTP contributions may be adjusted.
No deduction will be made if your short-term disability paycheck is insufficient for the deduction of your entire QTP contributions.
Your contributions and the University’s contributions to the Contributory Retirement Plan (CRP) or the defined contribution part of the Retirement Income Plan for Employees (ERIP) (as appropriate) are a percentage of your benefits-eligible salary. While you are on STD, your CRP or ERIP contributions are based on your reduced benefits-eligible salary (i.e., 60% of your pre-disability salary).
Your benefit under the defined benefit part of ERIP is based in part on your Final Average Pay (FAP). Your FAP is the average of your compensation over the five consecutive years (out of your final ten years of employment) that produce the highest five-year average. Your FAP (and thus your defined benefit) may be reduced as a result of the decrease in your compensation while you are on STD.
If your reduced paycheck (after all other required deductions) is sufficient to cover 100% of the per-pay-period amount (if any) you elected to contribute to the Supplemental Retirement Program (SRP), your SRP contributions will continue uninterrupted while you are on STD. If your reduced pay is not sufficient to cover 100% of your per-pay-period SRP contribution, you will not have any SRP contribution deducted from your pay while you are on STD. If you wish, you may reduce your SRP contribution rate to one that is supported by your reduced paycheck.
Sick, Vacation and Personal Holiday Accruals
All accrued sick time must be exhausted before STD benefits begin. You maintain your previously earned vacation and personal holiday accrual balances. You do not accrue sick, vacation or personal holidays while out on STD leave.
You remain eligible for the University Laboratory Schools Benefit and the Employee Child Tuition Benefit. You are not eligible for the Employee Tuition at the University or outside the University benefit.
Other Benefits (Child Care Referral, Educational Assistance, Elder Care Consultation and Referral, Staff and Faculty Assistance)
You may continue to participate in these benefits while you are on Short Term Disability Leave.