Life & Work Events

Spouse/Partner Starts or Terminates a Job

When your spouse or domestic partner begins or ends a job, you may need to make changes to your benefits. 

Spouse or Domestic Partner Begins Employment:

Medical, Dental and/or Vision Plans

Within 31 days of your spouse or domestic partner starting a new job, you may terminate coverage for yourself, your spouse or domestic partner, or any covered dependents until they reach age 26.  Documentation will be required.

Flexible Spending Accounts (FSAs)

Within 31 days of your spouse or domestic partner starting a new job, you may choose to elect to participate or change your annual election in a Health Care or Dependent Care Flexible Spending Account for the remainder of the calendar year.

 

Spouse or Domestic Partner Terminates Employment:

Medical, Dental and/or Vision

If your spouse or domestic partner terminates his/her job and you are currently participating in one of our medical/dental/vision plans, you may choose to:

  •  Add your dependents that are losing coverage to your existing medical, dental and/or vision plans.

If you are not currently participating in a medical, dental and/or vision plans, and you and your dependents are losing coverage you may:

  • Enroll yourself and your dependents that  are losing coverage in one of our medical, dental and/or vision plans within 31 days of the termination of your spouse or domestic partner's employment.

    • A Certificate of Credible Coverage issued by your spouse or partner's former employer or health plan must be submitted to Benefits to verify that previous coverage has ended.
    •  Verification of relationship is required when adding a dependent to your health and/or dental coverage. To add a new spouse or partner, documentation may include a marriage certificate or domestic partnership statement; to add a new dependent child, documentation may include a birth certificate or adoption papers, or other appropriate legal documents.
Flexible Spending Accounts (FSAs)

If you were contributing to the Dependent Care Flexible Spending Account:

  • You may no longer contribute to that account after your spouse or domestic partner terminates his or her job unless you or your spouse or domestic partner is disabled, or a full-time student at least five months of the year, or actively seeking employment.
  • Your participation in the Dependent Care FSA ends on the last day of the month in which your spouse or domestic partner terminates his or her job.

If you were contributing to the Health Care Flexible Spending Account:

  • Within 31 days of the termination of your spouse/domestic partner's employment, you may elect to participate  or change your annual election for a Health Care Flexible Spending Account for the remainder of the year.