Supplemental Retirement Program (SRP)

You can begin saving for retirement immediately by taking advantage of the Supplemental Retirement Program (SRP). There is no deadline by which you must enroll – you can enroll at any time by logging into Workday. You also must establish a TIAA account for the investment of your SRP contributions.

Participation is Voluntary

The SRP is a voluntary plan under which you specify the dollar amount that you wish to contribute by payroll deduction each pay period. The University does not contribute to your SRP account. Distributions from previous employers' retirement plans can be rolled over to the SRP. For more information, please contact TIAA.

If you already are enrolled in one of the University’s mandatory retirement plans (CRP and ERIP), you can save even more toward your retirement by electing to contribute to the SRP. If you are not yet eligible to participate in a mandatory retirement plan, you can still save for retirement by participating in this program. For example, staff employees who have not yet completed a year of employment (and thus are not eligible for a mandatory plan) may choose to participate in the SRP from their date of hire.

Contributions and Earnings are Tax-deferred

Your SRP contributions and investment earnings are tax-deferred. You do not pay any taxes until you receive payments from the plan.  

Contribution Limits

The IRS limits the maximum amount that you can contribute to the SRP each calendar year. Your voluntary contributions to another employer's retirement plan reduce the amount that you can contribute to the SRP. If you make voluntary contributions to another employer's retirement plan (or if you maintain a retirement plan as a sole proprietor), please consult with Benefits regarding your maximum SRP contribution.


You are always 100% vested in your SRP account, meaning you have a right to receive your contributions (adjusted for investment gains and losses) when you leave the University (and Medical Center).

More Information

For more information, please refer to the Supplemental Retirement Program Enrollment Guide.